Young Money: A Field Guide to Wealth and Purpose in Your Twenties

From the creator of the hit newsletter Young Money, a guide for Gen Z professionals fed up with the traditional career path and ready to rethink their relationship with money, work, and what it means to live well. Jack Raines did everything right: get the grades, get the job, climb the ladder. But somewhere between the meetings and the paychecks, a question crept in—Is this it? What once looked like success started to feel like a trap. So he did the unthinkable: he walked away and decided to do it all differently. What began as a quarter-life crisis turned into a full-on reinvention. In Young Money, Raines exposes the trap so many twenty-somethings fall into—chasing status, salary, and stability without stopping to ask: Is this what I actually want? Is this actually how I want to spend my time? Blending personal stories with cultural insight, he lays out a bold new manifesto for life and money: Time is your most valuable currency. Every dollar reflects the hours you traded to earn it. Real wealth means buying freedom, not flexing status. With humor and honesty, Young Money is the essential playbook for anyone just starting out in their post college life—and anyone ready to do it differently.